U.S. Bancorp
USBU.S. Bancorp (USB) is a Financial Services company that currently yields 3.41% — trading near fair value based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $36.11 and the overvaluation threshold at $69.12. U.S. Bancorp holds a quality score of 53/100 (Average), reflecting 14 consecutive years of dividend growth with a 43% payout ratio. The 5-year dividend CAGR stands at 4.0%.
USB Dividend Yield History — Weiss Valuation
Distance to undervalued
Waiting for a better entry
Needs about 40.8% downside to reach the Weiss buy zone
Undervaluation starts near $36.11, where the annual dividend would imply roughly 5.76% yield. That is 2.35% above today's yield.
Buy-zone price
$36.11
Target yield
5.76%
Research checklist
What to clear before buying the yield
Updated Jul 9, 2026
Dividend durability
14YLong dividend history supports a deeper look.
Earnings payout
43%Earnings coverage leaves room for noise.
Cash payout
N/AConfirm cash conversion and one-off effects.
Dividend growth
4.0%Recent growth adds income compounding potential.
What changed
What changed since the last update
2026-07-08 → 2026-07-09
Price
-3.0%$62.89 → $61.00
Price fell 3.0% since the prior snapshot.
Dividend yield
+0.10 pp3.31% → 3.41%
Yield expanded from 3.31% to 3.41%.
Why Now?
U.S. Bancorp is trading at a fair valuation relative to its dividend history.
Current yield 3.4% vs historical max 5.4% (63% of maximum).
14 consecutive years without a dividend cut.
Conservative payout ratio of 43%.
What matters now
Read the signal before the headline yield
Valuation is neutral here: quality has to do more of the work than entry price.
The 53/100 quality score says the headline yield needs extra skepticism.
Start by checking whether payout coverage and business durability still support the dividend.
USB Dividend Income Projection — DRIP Compounder
Dividend Compounder (DRIP)
Year 1 Income
$355
Year 10 Income
$729
Yield on Cost
7.66%
Total Income
$5,172
Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.
Track actual vs. projected
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Dividend income log · Yield on cost · DRIP cost basis · Tax reports
More research
Full price history & technical analysis
TradingView ↗Fundamentals, valuation & analyst ratings
FinViz ↗Moat rating & analyst fair value
Morningstar ↗Track dividends received & tax reports
Sharesight ↗USB Dividend Quality Score
Quality Score
Average
Key Metrics
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In-depth analysis
→ USB Dividend Analysis Article