U.S. Bancorp

USB

Financial Services

$52.72

3.91%Fair Value

U.S. Bancorp (USB) is a Financial Services company that currently yields 3.91% — trading near fair value based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $35.83 and the overvaluation threshold at $70.67. U.S. Bancorp holds a quality score of 45/100 (Average), reflecting 9 consecutive years of dividend growth with a 43% payout ratio. The 5-year dividend CAGR stands at 4.0%.

USB Dividend Yield History — Weiss Valuation

Underval. $35.83Overval. $70.67

Price

Undervalued band

Overvalued band

Why Now?

U.S. Bancorp is trading at a fair valuation relative to its dividend history.

Current yield 3.9% vs historical max 5.7% (68% of maximum).

9 years of uninterrupted dividends.

Conservative payout ratio of 43%.

Dividend Compounder (DRIP)

Initial Investment

Horizon (years)

Div. CAGR (%)

Year 1 Income

$406

Year 10 Income

$880

Yield on Cost

9.31%

Total Income

$6,100

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Quality Score

Average

Payout Ratio20/25

Dividend Streak12/25

Growth (CAGR 5Y)8/20

Yield vs History5/15

FCF Coverage0/15

Key Metrics

Current Price$52.72

Annual Dividend$2.06

Current Yield3.91%

Yield — Max (10Y)5.75%

Yield — Min (10Y)2.91%

Undervalued Below$35.83

Overvalued Above$70.67

Payout Ratio43.19%

CAGR Dividend 5Y4.0%

CAGR Dividend 10Y—

Years No Cut9y

consecutive years of dividend growth

In-depth analysis

→ USB Dividend Analysis Article