U.S. Bancorp

USB
Financial Services
$62.05
3.35%Fair Value

U.S. Bancorp (USB) is a Financial Services company that currently yields 3.35% — trading near fair value based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $36.11 and the overvaluation threshold at $69.12. U.S. Bancorp holds a quality score of 53/100 (Average), reflecting 14 consecutive years of dividend growth with a 42% payout ratio. The 5-year dividend CAGR stands at 4.0%.

USB Dividend Yield History — Weiss Valuation

Underval. $36.11Overval. $69.12

Distance to undervalued

Waiting for a better entry

Needs about 41.8% downside to reach the Weiss buy zone

Undervaluation starts near $36.11, where the annual dividend would imply roughly 5.76% yield. That is 2.41% above today's yield.

Buy-zone price

$36.11

Target yield

5.76%

Research checklist

What to clear before buying the yield

Updated Aug 23, 2026

Dividend durability

14Y

Long dividend history supports a deeper look.

Earnings payout

42%

Earnings coverage leaves room for noise.

Cash payout

N/A

Confirm cash conversion and one-off effects.

Dividend growth

4.0%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-08-222026-08-23

No major change in signal, yield, price, quality, or payout since the last update.

Why Now?

U.S. Bancorp is trading at a fair valuation relative to its dividend history.

Current yield 3.4% vs historical max 5.4% (62% of maximum).

14 consecutive years without a dividend cut.

Conservative payout ratio of 42%.

What matters now

Read the signal before the headline yield

Valuation is neutral here: quality has to do more of the work than entry price.

The 53/100 quality score says the headline yield needs extra skepticism.

Start by checking whether payout coverage and business durability still support the dividend.

USB Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$349

Year 10 Income

$712

Yield on Cost

7.48%

Total Income

$5,067

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Track actual vs. projected

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Dividend income log · Yield on cost · DRIP cost basis · Tax reports

More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

Track dividends received & tax reports

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USB Dividend Quality Score

Quality Score

53/ 100

Average

Payout Ratio20/25
Dividend Streak20/25
Growth (CAGR 5Y)8/20
Yield vs History5/15
FCF Coverage0/15

Key Metrics

Current Price$62.05
Annual Dividend$2.08
Current Yield3.35%
Yield — Max (10Y)5.40%
Yield — Min (10Y)3.00%
Undervalued Below$36.11
Overvalued Above$69.12
Payout Ratio41.52%
CAGR Dividend 5Y4.0%
CAGR Dividend 10Y7.3%
Years No Cut14y

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14
consecutive years of dividend growth