These Terms of Service ("Terms") govern your use of dividendvisual.com (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
1. Nature of the Service
DividendVisual provides informational tools for analyzing dividend-paying stocks using the Geraldine Weiss yield method. The Service displays historical dividend yield data, computed valuation signals, quality scores, and income projections for informational and educational purposes only.
DividendVisual is not a financial advisor, broker, or investment advisor. Nothing on this site constitutes financial advice, investment recommendations, or an offer to buy or sell any security. All content is provided for informational purposes only.
2. No Investment Advice
The Weiss valuation signals, quality scores, DRIP projections, and all other content on DividendVisual reflect historical data and computed metrics — not predictions of future performance. Past dividend history and yield patterns do not guarantee future dividends or returns.
You should conduct your own independent research and consult a qualified financial advisor before making any investment decision. DividendVisual expressly disclaims any liability for investment decisions made based on information provided by this Service.
3. Accuracy of Information
We strive to keep stock data, dividend histories, and computed metrics accurate and up to date. Data is sourced from publicly available market data and updated daily. However, we make no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of any information on the Service.
Market data may be delayed, contain errors, or fail to update due to technical issues. Do not rely solely on DividendVisual for time-sensitive trading decisions.
4. Acceptable Use
You agree not to:
- Scrape, crawl, or systematically download data from the Service in a manner that places excessive load on our servers or circumvents access controls
- Use automated tools to bulk-access the API in a way that degrades service for other users
- Reproduce, republish, or commercially redistribute the Service's content without written permission
- Attempt to reverse engineer, decompile, or extract proprietary algorithms or data from the Service
- Use the Service in any way that violates applicable laws or regulations
5. Intellectual Property
The DividendVisual name, logo, design, written content, and proprietary algorithms (including the quality score and DRIP calculator methodology) are owned by DividendVisual and protected by applicable intellectual property laws. Stock data and financial information displayed on the Service is sourced from publicly available market data.
6. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DIVIDENDVISUAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, LOSS OF DATA, OR LOSS OF PROFITS, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
8. External Links
The Service may contain links to third-party websites, including broker platforms and financial services. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy practices, or terms of any third-party site. Some links may be affiliate links through which we receive compensation if you open an account or make a purchase.
9. Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also update these Terms at any time. Continued use of the Service after changes to these Terms constitutes acceptance of the updated Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the Service shall be resolved through good-faith negotiation before pursuing formal legal remedies.
11. Contact
For questions about these Terms, contact us at: legal@dividendvisual.com