Phillips 66

PSX
Energy
$187.81
2.63%Overvalued

Phillips 66 (PSX) is a Energy company that currently yields 2.63% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $81.04 and the overvaluation threshold at $148.19. Phillips 66 holds a quality score of 55/100 (Average), reflecting 13 consecutive years of dividend growth with a 48% payout ratio. The 5-year dividend CAGR stands at 5.7%.

PSX Dividend Yield History — Weiss Valuation

Underval. $81.04Overval. $148.19

Distance to undervalued

Entry price is stretched

Needs 56.9% downside to reach the Weiss buy zone

Undervaluation starts near $81.04, where the annual dividend would imply roughly 6.10% yield. That is 3.47% above today's yield.

Buy-zone price

$81.04

Target yield

6.10%

Research checklist

What to clear before buying the yield

Updated Jul 9, 2026

Dividend durability

13Y

Long dividend history supports a deeper look.

Earnings payout

48%

Earnings coverage leaves room for noise.

Cash payout

N/A

Confirm cash conversion and one-off effects.

Dividend growth

5.7%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-07-082026-07-09

Price

+5.0%

$178.84 $187.81

Price rose 5.0% since the prior snapshot.

Dividend yield

-0.13 pp

2.76% 2.63%

Yield compressed from 2.76% to 2.63%.

Why Now?

Phillips 66 is trading near its historical overvaluation band.

Current yield 2.6% vs historical max 5.6% (47% of maximum).

13 consecutive years without a dividend cut.

Conservative payout ratio of 48%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 55/100 quality score says the headline yield needs extra skepticism.

Start by checking whether payout coverage and business durability still support the dividend.

PSX Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$278

Year 10 Income

$624

Yield on Cost

6.53%

Total Income

$4,259

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Track actual vs. projected

See what PSX dividends you actually received with Sharesight

Dividend income log · Yield on cost · DRIP cost basis · Tax reports

More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

Track dividends received & tax reports

Sharesight ↗

PSX Dividend Quality Score

Quality Score

55/ 100

Average

Payout Ratio20/25
Dividend Streak20/25
Growth (CAGR 5Y)15/20
Yield vs History0/15
FCF Coverage0/15

Key Metrics

Current Price$187.81
Annual Dividend$4.94
Current Yield2.63%
Yield — Max (10Y)5.57%
Yield — Min (10Y)2.86%
Undervalued Below$81.04
Overvalued Above$148.19
Payout Ratio48.12%
CAGR Dividend 5Y5.7%
CAGR Dividend 10Y8.1%
Years No Cut13y

Invest in PSX

Buy Phillips 66 commission-free on eToro

Start investing on eToro →
No commission€50 minimumCopy trading

DividendVisual may earn a commission if you open an account via this link, at no cost to you. Capital at risk. Not financial advice.

13
consecutive years of dividend growth