Phillips 66

PSX
Energy
$177.69
2.78%Overvalued

Phillips 66 (PSX) is a Energy company that currently yields 2.78% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $81.04 and the overvaluation threshold at $146.58. Phillips 66 holds a quality score of 55/100 (Average), reflecting 13 consecutive years of dividend growth with a 48% payout ratio. The 5-year dividend CAGR stands at 5.7%.

PSX Dividend Yield History — Weiss Valuation

Underval. $81.04Overval. $146.58

Distance to undervalued

Entry price is stretched

Needs 54.4% downside to reach the Weiss buy zone

Undervaluation starts near $81.04, where the annual dividend would imply roughly 6.10% yield. That is 3.32% above today's yield.

Buy-zone price

$81.04

Target yield

6.10%

Research checklist

What to clear before buying the yield

Updated May 25, 2026

Dividend durability

13Y

Long dividend history supports a deeper look.

Earnings payout

48%

Earnings coverage leaves room for noise.

Cash payout

N/A

Confirm cash conversion and one-off effects.

Dividend growth

5.7%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-05-232026-05-25

No major change in signal, yield, price, quality, or payout since the last update.

Why Now?

Phillips 66 is trading near its historical overvaluation band.

Current yield 2.8% vs historical max 5.6% (50% of maximum).

13 consecutive years without a dividend cut.

Conservative payout ratio of 48%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 55/100 quality score says the headline yield needs extra skepticism.

Start by checking whether payout coverage and business durability still support the dividend.

PSX Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$294

Year 10 Income

$671

Yield on Cost

7.04%

Total Income

$4,545

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

PSX Dividend Quality Score

Quality Score

55/ 100

Average

Payout Ratio20/25
Dividend Streak20/25
Growth (CAGR 5Y)15/20
Yield vs History0/15
FCF Coverage0/15

Key Metrics

Current Price$177.69
Annual Dividend$4.94
Current Yield2.78%
Yield — Max (10Y)5.58%
Yield — Min (10Y)2.87%
Undervalued Below$81.04
Overvalued Above$146.58
Payout Ratio48.12%
CAGR Dividend 5Y5.7%
CAGR Dividend 10Y8.1%
Years No Cut13y

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13
consecutive years of dividend growth