Cincinnati Financial Corporation

CINF
Financial ServicesDividend King
$168.29
2.15%Overvalued

Cincinnati Financial Corporation (CINF) is a Financial Services company that currently yields 2.15% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $104.41 and the overvaluation threshold at $164.32. Cincinnati Financial Corporation holds a quality score of 67/100 (Good), reflecting 65 consecutive years of dividend growth with a 17% payout ratio. The 5-year dividend CAGR stands at 7.7%.

CINF Dividend Yield History — Weiss Valuation

Underval. $104.41Overval. $164.32

Distance to undervalued

Entry price is stretched

Needs 38.0% downside to reach the Weiss buy zone

Undervaluation starts near $104.41, where the annual dividend would imply roughly 3.47% yield. That is 1.32% above today's yield.

Buy-zone price

$104.41

Target yield

3.47%

Research checklist

What to clear before buying the yield

Updated Aug 23, 2026

Dividend durability

65Y

Long dividend history supports a deeper look.

Earnings payout

17%

Earnings coverage leaves room for noise.

Cash payout

19%

Free cash flow coverage supports the payment.

Dividend growth

7.7%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-08-222026-08-23

No major change in signal, yield, price, quality, or payout since the last update.

Why Now?

Cincinnati Financial Corporation is trading near its historical overvaluation band.

Current yield 2.2% vs historical max 5.9% (36% of maximum).

7 years of uninterrupted dividends.

Conservative payout ratio of 17%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 67/100 quality score calls for selective follow-up, not autopilot.

Start by checking whether payout coverage and business durability still support the dividend.

CINF Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$232

Year 10 Income

$598

Yield on Cost

6.25%

Total Income

$3,844

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Track actual vs. projected

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More research

Full price history & technical analysis

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Fundamentals, valuation & analyst ratings

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Moat rating & analyst fair value

Morningstar ↗

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CINF Dividend Quality Score

Quality Score

67/ 100

Good

Payout Ratio25/25
Dividend Streak12/25
Growth (CAGR 5Y)15/20
Yield vs History0/15
FCF Coverage15/15

Key Metrics

Current Price$168.29
Annual Dividend$3.62
Current Yield2.15%
Yield — Max (10Y)5.92%
Yield — Min (10Y)2.26%
Undervalued Below$104.41
Overvalued Above$164.32
Payout Ratio17.09%
CAGR Dividend 5Y7.7%
CAGR Dividend 10Y4.2%
Years No Cut7y

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65
consecutive years of dividend growth