Cincinnati Financial Corporation

CINF
Financial ServicesDividend King
$181.57
1.99%Overvalued

Cincinnati Financial Corporation (CINF) is a Financial Services company that currently yields 1.99% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $104.41 and the overvaluation threshold at $163.33. Cincinnati Financial Corporation holds a quality score of 67/100 (Good), reflecting 65 consecutive years of dividend growth with a 20% payout ratio. The 5-year dividend CAGR stands at 7.7%.

CINF Dividend Yield History — Weiss Valuation

Underval. $104.41Overval. $163.33

Distance to undervalued

Entry price is stretched

Needs 42.5% downside to reach the Weiss buy zone

Undervaluation starts near $104.41, where the annual dividend would imply roughly 3.47% yield. That is 1.47% above today's yield.

Buy-zone price

$104.41

Target yield

3.47%

Research checklist

What to clear before buying the yield

Updated Jul 9, 2026

Dividend durability

65Y

Long dividend history supports a deeper look.

Earnings payout

20%

Earnings coverage leaves room for noise.

Cash payout

21%

Free cash flow coverage supports the payment.

Dividend growth

7.7%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-07-082026-07-09

Price

-4.0%

$189.06 $181.57

Price fell 4.0% since the prior snapshot.

Why Now?

Cincinnati Financial Corporation is trading near its historical overvaluation band.

Current yield 2.0% vs historical max 5.9% (34% of maximum).

7 years of uninterrupted dividends.

Conservative payout ratio of 20%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 67/100 quality score calls for selective follow-up, not autopilot.

Start by checking whether payout coverage and business durability still support the dividend.

CINF Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$215

Year 10 Income

$543

Yield on Cost

5.66%

Total Income

$3,524

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Track actual vs. projected

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More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

Track dividends received & tax reports

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CINF Dividend Quality Score

Quality Score

67/ 100

Good

Payout Ratio25/25
Dividend Streak12/25
Growth (CAGR 5Y)15/20
Yield vs History0/15
FCF Coverage15/15

Key Metrics

Current Price$181.57
Annual Dividend$3.62
Current Yield1.99%
Yield — Max (10Y)5.93%
Yield — Min (10Y)2.26%
Undervalued Below$104.41
Overvalued Above$163.33
Payout Ratio20.30%
CAGR Dividend 5Y7.7%
CAGR Dividend 10Y4.2%
Years No Cut7y

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65
consecutive years of dividend growth