American Express Company

AXP
Financial Services
$311.78
0.90%Overvalued

American Express Company (AXP) is a Financial Services company that currently yields 0.90% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $153.08 and the overvaluation threshold at $303.06. American Express Company holds a quality score of 25/100 (Risky), reflecting 14 consecutive years of dividend growth with a 21% payout ratio. The 5-year dividend CAGR stands at -16.5%.

AXP Dividend Yield History — Weiss Valuation

Underval. $153.08Overval. $303.06

Distance to undervalued

Entry price is stretched

Needs 50.9% downside to reach the Weiss buy zone

Undervaluation starts near $153.08, where the annual dividend would imply roughly 1.83% yield. That is 0.93% above today's yield.

Buy-zone price

$153.08

Target yield

1.83%

Research checklist

What to clear before buying the yield

Updated May 25, 2026

Dividend durability

14Y

Long dividend history supports a deeper look.

Earnings payout

21%

Earnings coverage leaves room for noise.

Cash payout

N/A

Confirm cash conversion and one-off effects.

Dividend growth

-16.5%

Lower growth changes the return trade-off.

What changed

What changed since the last update

2026-05-232026-05-25

No major change in signal, yield, price, quality, or payout since the last update.

Why Now?

American Express Company is trading near its historical overvaluation band.

Current yield 0.9% vs historical max 1.9% (48% of maximum).

Recent dividend history shows no sustained growth streak.

Conservative payout ratio of 21%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 25/100 quality score says the headline yield needs extra skepticism.

Start by checking whether payout coverage and business durability still support the dividend.

AXP Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$90

Year 10 Income

$97

Yield on Cost

0.98%

Total Income

$935

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

AXP Dividend Quality Score

Quality Score

25/ 100

Risky

Payout Ratio25/25
Dividend Streak0/25
Growth (CAGR 5Y)0/20
Yield vs History0/15
FCF Coverage0/15

Key Metrics

Current Price$311.78
Annual Dividend$2.80
Current Yield0.90%
Yield — Max (10Y)1.87%
Yield — Min (10Y)0.98%
Undervalued Below$153.08
Overvalued Above$303.06
Payout Ratio21.29%
CAGR Dividend 5Y-16.5%
CAGR Dividend 10Y-4.4%
Years No Cut

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14
consecutive years of dividend growth