AFLAC Incorporated

AFL
Financial ServicesDividend Aristocrat
$121.07
1.39%Overvalued

AFLAC Incorporated (AFL) is a Financial Services company that currently yields 1.39% — historically overvalued based on 10 years of dividend yield history. The Weiss valuation model places the undervaluation threshold at $56.98 and the overvaluation threshold at $106.36. AFLAC Incorporated holds a quality score of 80/100 (Excellent), reflecting 25 consecutive years of dividend growth with a 26% payout ratio. The 5-year dividend CAGR stands at 10.1%.

AFL Dividend Yield History — Weiss Valuation

Underval. $56.98Overval. $106.36

Distance to undervalued

Entry price is stretched

Needs 52.9% downside to reach the Weiss buy zone

Undervaluation starts near $56.98, where the annual dividend would imply roughly 2.95% yield. That is 1.56% above today's yield.

Buy-zone price

$56.98

Target yield

2.95%

Research checklist

What to clear before buying the yield

Updated Aug 12, 2026

Dividend durability

25Y

Long dividend history supports a deeper look.

Earnings payout

26%

Earnings coverage leaves room for noise.

Cash payout

24%

Free cash flow coverage supports the payment.

Dividend growth

10.1%

Recent growth adds income compounding potential.

What changed

What changed since the last update

2026-08-112026-08-12

No major change in signal, yield, price, quality, or payout since the last update.

Why Now?

AFLAC Incorporated is trading near its historical overvaluation band.

Current yield 1.4% vs historical max 3.7% (38% of maximum).

12 consecutive years without a dividend cut.

Conservative payout ratio of 26%.

What matters now

Read the signal before the headline yield

Valuation is the brake here: the yield is compressed versus its own history.

The 80/100 quality score keeps AFL on the serious-research list.

Start by checking whether payout coverage and business durability still support the dividend.

AFL Dividend Income Projection — DRIP Compounder

Dividend Compounder (DRIP)

$

Year 1 Income

$153

Year 10 Income

$446

Yield on Cost

4.62%

Total Income

$2,732

Assumes dividends reinvested at current price. Simplified model — for illustrative purposes only.

Track actual vs. projected

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Dividend income log · Yield on cost · DRIP cost basis · Tax reports

More research

Full price history & technical analysis

TradingView ↗

Fundamentals, valuation & analyst ratings

FinViz ↗

Moat rating & analyst fair value

Morningstar ↗

Track dividends received & tax reports

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AFL Dividend Quality Score

Quality Score

80/ 100

Excellent

Payout Ratio25/25
Dividend Streak20/25
Growth (CAGR 5Y)20/20
Yield vs History0/15
FCF Coverage15/15

Key Metrics

Current Price$121.07
Annual Dividend$1.68
Current Yield1.39%
Yield — Max (10Y)3.68%
Yield — Min (10Y)1.63%
Undervalued Below$56.98
Overvalued Above$106.36
Payout Ratio25.67%
CAGR Dividend 5Y10.1%
CAGR Dividend 10Y9.0%
Years No Cut12y

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25
consecutive years of dividend growth